WEBSITE TERMS AND CONDITIONS

  1. INTRODUCTION

1.1. These terms and conditions (Terms) apply to the website located  at www.acacapital.co.za (the Website). The Website is owned and operated by ACA  Capital Pty Ltd. 

1.2. These Terms are binding on everyone who chooses to access the Website without  qualification or exception. By using this Website, the person accessing and/or using the  Website (the User) agrees to be bound by and shall be regarded to have accepted to  abide by these Terms, and acknowledges to have read and understood them. If the User  does not agree to any of the Terms, the User should not enter, view or make use of the  Website. 

1.3. ACA Capital Pty Ltd reserves the right to and may make any changes to these Terms  without notifying the User. If the User continues to use this Website, after the changes  have been made, this action shall represent the User’s agreement to the updated Terms. 

  1. DISCLOSURE OF INFORMATION

2.1. ACA Capital Pty Ltd discloses the following information: 

Full name: ACA Capital Pty Ltd 

Registration Number: 2016/120721/07 

Place of registration: South Africa 

Physical address: 14 Tile Crescent. Gauteng Industrial Estate. Clayville. 1666 Telephone number: 072 980 4902 

E-mail: info@acacapital.co.za 

Physical address where Skye will receive legal service of documents: 14 Tile Crescent. Clayville. 1666 

Att: The Managing Director 

  1. WEBSITE USE

3.1. The content published on the Website reflects the views of the author and does not  necessarily represent the official opinion of ACA Capital Pty Ltd unless otherwise stated. 

3.2. The Website may contain links to other websites. ACA Capital Pty Ltd has no control  over such websites and does not review their content and will not be responsible for their  content or accuracy. The User accesses such websites at the User’s own risk and  judgment. 

3.3. The User may not link to this Website without ACA Capital Pty Ltd prior written  consent.

  1. PASSWORDS

4.1. If the User chooses or is provided with identification codes, usernames, passwords or  any similar form of identification information as part of the Website’s security systems,  the User must keep this information secret and confidential and must not permit anyone  else to use it. The User shall be responsible for all access to the Website with the User’s  username and password. When the User’s username and password have been used in  order to gain access to the Website, ACA Capital Pty Ltd shall be entitled to assume that  such use and all related communications emanate from the User. ACA Capital Pty Ltd shall not be liable for any loss or damage arising from unauthorised use of the User’s  identification information. 

4.2. Should the User become aware of a breach of the confidentiality of the User’s  username and password, the User must immediately communicate this to ACA Capital  Pty Ltd with a later confirmation in writing. The compromised username and password  will be deactivated as soon as reasonably possible and a new username and password will  be issued to the User. ACA Capital Pty Ltd may, in its sole and absolute discretion and for  any reason whatsoever, require the User to change his username and password at any  time. 

  1. LIABILITY AND INDEMNITY

5.1. The Website and all information, content, materials and services included or otherwise  made available to the User in it is provided on an as is and on an as available basis. 

5.2. ACA Capital Pty Ltd does not warrant, whether express or impliedly, in regard to the  Website, its contents, accuracy or availability. Without taking away from anything that  has been previously said, ACA Capital Pty Ltd does not warrant that the Website or any  files that may be downloaded from it are free of viruses, worms, trojan horses or any other  code that have malicious, contaminating or destructive properties. 

5.3. The User takes all responsibility and risk for making use of the Website. Despite  anything to the contrary contained in these Terms, ACA Capital Pty Ltd will have no  liability for any loss, damage, cost, claim or penalty of whatsoever nature including, but  not limited to, indirect and consequential loss or damage and loss of profits, however  arising out of or in connection with these Terms or the Website, whether caused by latent  or patent defects in the Website, the use of the Website and/or information contained on  the Website or otherwise. 

5.4. ACA Capital Pty Ltd shall not be liable for and the User hereby indemnifies ACA  Capital Pty Ltd against any and all liability of any nature whatsoever suffered by the User  or any third party in relation to any act or omission by the User or, where applicable, the  User’s shareholders, members, directors, officers, employees, representatives, agents or assigns or any third party in relation to the Website and the use thereof by the User,  and/or arising from the provisions of these Terms 

5.5. ACA Capital Pty Ltd will not be liable for any delay, failure, violation or non-compliance  with its obligations under these Terms if such delay, failure, violation or non-compliance is  beyond the reasonable control of ACA Capital Pty Ltd. 

5.6. Although effort will be made to have this Website available at all times, the Website  may become unavailable due to maintenance or repairs, loss of connectivity or some  other form of interruption. ACA Capital Pty Ltd does not warrant against nor will it be held  legally responsible for such downtime and is hereby indemnified from any loss, damage,  claims, costs or penalties incurred as a result of such unavailability.

5.7. These Terms do not intend to, nor shall they be interpreted to, limit the liability of ACA  Capital Pty Ltd in any way which would be against the law for ACA Capital Pty Ltd to  exclude or attempt to exclude or where such exclusion is banned by any law in force from  time to time in the Republic of South Africa. 

  1. INTELLECTUAL PROPERTY

6.1. The User accepts that the content displayed on the Website including but not limited  to any pictures, photos, text, names, titles, brands, drawings and models comprise  copyright, trade marks and other intellectual property that belongs to ACA Capital Pty  Ltd, or its licensors (Intellectual Property). 

6.2. The Intellectual Property is protected by South African and international law. The  respective owners of this Intellectual Property (the Owner/s) shall continue to own all  such rights therein unless provided otherwise in these Terms. 

6.3. The User agrees: 

6.3.1. not to use or register any trade mark(s), trade name(s) or other device(s) which are or  incorporate marks which are the same as or confusingly similar to any Owner’s trade  mark(s) or which marks are likely to be related to any Owner’s trade mark(s) or where  such use would take unfair advantage of or be detrimental to the distinctive character or  the reputation of any Owner’s trade mark(s); 

6.3.2. not at any time to do or cause to be done any act or thing in any way that will impair  or tend to impair any part of any Owner’s rights, title and interest in and to the Intellectual  Property; and 

6.3.3. not in any way to make unauthorised use of the Intellectual Property or to represent  that User has any rights of any nature in the Intellectual Property or any registrations  thereof. 

6.4. The User agrees not to make any unauthorised use, reproductions or copies of any  work or material displayed or made available on the Website and agrees to adhere to and  comply with all policies, conditions of use and rules that may apply to the use of such  work or material. Despite the aforesaid, the User may download and print one copy of the  Website’s contents for non-commercial and information purposes only. 

6.5. The Owners may report any infringement of their Intellectual Property rights by  submitting a complaint to the email address listed in clause 2. ACA Capital Pty Ltd will  assess the validity of the complaint and if it is found that there has been an infringement,  the infringing content will immediately be removed from the Website. 

  1. MALICIOUS SOFTWARE AND OFFENSES

7.1. The User warrants that: 

7.1.1. the User will not use the Website in any way that causes, or is likely to cause, the  Website and access to the Website to be interrupted, damaged or impaired in any  manner; 

7.1.2. no form of virus, Trojans, worms, logic bombs, or other malicious coding, virus or  software will be introduced onto the Website or into ACA Capital Pty Ltd’s system which 

may cause any form of technological harm or any other form of harm in any manner or  respect; 

7.1.3. the User will not attempt to gain unauthorised access to the Website, including  through the theft of any third party’s username and password; and 

7.1.4. the User will not attempt to gain unauthorised access to the Website’s server,  databases, computers or any other device associated with the Website and will not attack  the Website through a denial-of-service attack or a distributed denial-of-service attack 

7.2. Any breach of these Terms regarding malicious software and offenses will be reported  to the relevant law enforcement agencies and ACA Capital Pty Ltd will co-operate in all  respects with those law enforcement agencies, including by way of disclosure of the  identity and identification information of the User. 

7.3. Although ACA Capital Pty Ltd and its representatives will use reasonable efforts to  ensure that no malicious content can be received from the Website, ACA Capital Pty Ltd does not warrant that the Website is free of malicious content or viruses and ACA Capital  Pty Ltd will not be held liable for any loss resulting from a distributed denial-of-service  attack, or any malicious content as described in clause 7.1 which may infect any User’s  computer or device, computer equipment, data or any other propriety material where  such loss is or may be attributed to the User’s use of the Website or downloads received  from the Website. 

7.4. The User warrants that he will not use the Website in any manner that will break any  law enforceable in South Africa or cause any annoyance, unnecessary anxiety or  inconvenience to any person. 

  1. PRIVACY POLICY

8.1. Certain information (including personal information) regarding the User can be  obtained in the following ways: 

8.1.1. automatically, through cookies, device IDs, geo-location information, traffic to and  from the Website, referring URL, ad data and other means; 

8.1.2. when a User completes forms on the Website or is contact by ACA Capital Pty Ltd,  and the User is specifically required to disclose the User’s personal details including, but  not limited to, the User’s name, surname, identity number, email address, residential  address, postal address, cell phone number banking details and/or credit card number; or 

8.1.3. through information that the User provides to ACA Capital Pty Ltd via third party  services. 

8.2. The information referred to in clause 8.1 assists ACA Capital Pty Ltd in managing the  Website, and providing functionality and service to, and entering into transactions with  the User. 

8.3. By using the Website, the User consents to all such collection, processing or storage  of the User’s personal information. 

8.4. The User consents to ACA Capital Pty Ltd retaining the user information, referred to in  clause 8.1, for as long as such information is required by ACA Capital Pty Ltd for the  purposes mentioned above.

8.5. To the fullest extent allowed for by law, the User consents to ACA Capital Pty Ltd using  the User’s personal information for marketing and/or promotion of ACA Capital Pty Ltd’s products that become available for sale from time to time. 

8.6. ACA Capital Pty Ltd may, as a result of a User’s electronic or other communication  with it, send electronic messages or other marketing communication of a marketing,  promotional or commercial nature to the User. The User may at any time opt out of  receiving such further communications. 

8.7. ACA Capital Pty Ltd may make use of a User’s personal information to compile profiles  for statistical purposes and to use such profiles in the course of its business. However, ACA  Capital Pty Ltd undertakes not to allow these profiles and/or statistical data to be linked to  a User’s profile and/or contact details by any third party. 

8.8. The User shall assist S ACA Capital Pty Ltd to ensure that any and all data provided by  the User is up-to-date and accurate. 

  1. BREACH

If the User commits any breach of these Terms or in any other way interacts with or uses  the Website in an unlawful or unauthorised manner, ACA Capital Pty Ltd will be entitled,  in its sole and absolute discretion, to terminate the User’s access to the Website  immediately, without prior notice, without any liability on ACA Capital Pty Ltd’s part and  without prejudice to ACA Capital Pty Ltd’s rights in terms of these Terms or at law. 

  1. GENERAL

10.1. These Terms will be governed by and construed in accordance with the laws of the  Republic of South Africa. 

10.2. If at any time there is a failure by ACA Capital Pty Ltd to insist on strict performance  of any of the User’s obligations under these Terms and related contracts, this shall not be  construed to be a waiver of such rights and shall not relieve the User from compliance  with such obligations. A waiver of any one default is not to be interpreted as a  condonation of any other or further defaults. 

10.3. ACA Capital Pty Ltd reserves the right to amend or delete any part of the Website  and/or the related Terms at any time and without prior notice. The User warrants that  they will review the Terms on a continual basis and remain up-to-date in respect of any  changes. 

10.4. Any and all communications between the ACA Capital Pty Ltd and the User, whether  legal or merely for notification purposes, correspondence or for any other reason will only  satisfy any legal requirement if it is reduced to writing whether electronic or otherwise.